Obamacare Strikes Again!

Over 23 times between 2008 and 2010 Obama promised that “If you like your health care plan, you can keep your plan”. In September 2010 he said, “If you’re happy with what you’ve got, nobody’s changing it”. (News article)

Then he kept kicking the political can down the road, delaying enactment over and over again in order to try to avoid the electoral consequences. But that could only happen so many times, and as I’ve pointed out several times in various forums, the health insurance open enrollment period occurs every other year just before election time. At SOME point, the piper was going to demand payment.

Well, guess what? THIS is that year.

HMO0001 copyA few days ago I received notification from my health insurer, Anthem Blue Cross, that the Medicare Advantage PPO plan I’d been a member of for many years is no longer going to be offered. Further, as I researched my options on Medicare’s website, it turns out that NO PPOs are authorized anywhere in Los Angeles County. The only options I have are for HMO plans.

In June of 2009 Obama also promised that “If you like your doctor, you can keep your doctor” (Wall Street Journal article). This turns out to be another big, fat lie. In 1998 I had a heart attack, and since then my cardiologist has been my “primary physician”. He was part of my PPO network, which is no longer available to me (as I said), but he’s NOT a member of any HMO group, nor does he intend to join one.

That means that in order to “keep my doctor” I’m now going to have to pay for that myself, without benefit of my health insurance plan. Granted, I can negotiate a “cash price” with his office, which I have in fact done (a saving of 20% of the “normal” billing fee), and fortunately I’m in a position to be able to afford to do that.

But what about people who aren’t so fortunate?

I have no doubt this same scenario is playing out across the country, just in time for the mid-term election in about three short weeks. It’s time for the Dem/socialists who single-handedly foisted this mess on the American people to pay the price for their arrogance. I hope they suffer a solid thumping at the polls in November.

 

©Brian Baker 2014

 

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47 comments on “Obamacare Strikes Again!

  1. captbogus2 says:

    That’s a bummer. One thing you have is the VA to fall back on. Ain’t sayin’ much but it’s there. I think it’s still there.

    • BrianR says:

      Actually, no I don’t. My net worth is too high (which, I guess, is really not so “unfortunate”, as I think about it).

  2. captbogus2 says:

    Check with your VFW or American Legion Service Officer and your doctor. You may be able to work something out that way.
    Just sayin’…

  3. captbogus2 says:

    Sounds like you were the ant.
    I was a grasshopper.

  4. Kathy says:

    I hate to hear that, Brian. As you said, you are just of many casualties. Even if the Dems take a thumping in November, we’ll still be paying the price long term. No way is O going to allow Congress to ‘repeal and replace.’

    • BrianR says:

      Thanks, Kathy.

      Yes, a repeal isn’t going anywhere right now, BUT….. if the GOP keeps passing anti-Obamacare legislation, forcing Obozo to keep vetoing it, good political things will flow from that.

      On top of that, depending on the political landscape a bit further down the line, in 2016 when a bunch of Dems are AGAIN up for election in the Senate, some of them may be forced to join the GOP in a repeal, including a veto override.

  5. clyde says:

    Good, albeit a pisser of a post. We KNEW shit like this was going to happen when Dumbo stood before the LIV crowd and uttered those words. I’m not on Medicare YET, my wife IS, she has had to change her supplemental TWICE in past two years. My plan through Michigan Blue Cross / Blue Shield when I started buying my own insurance 15 years ago was cancelled last year, because it “did not meet the strict guidelines” of Obamacare. The ONLY good news out of that fiasco is, IF I get pregnant, I can have a paid-for abortion. Or, IF I choose, the plan will pay for my birth control. ANYTHING else, not so much. Now I pay a $350 a month premium, from about $180, a $8,000 deductible, up from $2500, so basically, my plan covers NOTHING unless it’s catastrophic. May as well pay out of pocket. Sorry to hear it, pard. No matter how you slice it, this is a DISASTER for most people.

    • BrianR says:

      Thanks for the kind words, Clyde.

      Yeah, it IS a pisser, but I keep my eye on the silver lining to this cloud: Obozocare just keeps on getting worse and worse, and now the Dem/socialists are finally going to pay the price… I hope.

      Otherwise, this country is even stupider than I thought.

  6. Née says:

    Welcome to the club…it sucks. Here’s hoping we can all mak it happen!!!

    • BrianR says:

      Amen, Nee.

      Good to see ya again! Are you going to start writing again at some point?

      • Nee says:

        So are you saying you miss my writing? Ha…Nice coming from the Island King! 🙂 I don’t do much these days other than smack down people who don’t use facts…Here is an example:

        Dear Liberals: Voter suppression does not exist. Voter ID laws are meant to guard against fraud and insure that each vote is singular, legal and cast by US Citizens. The only suppression that exists is the self-imposed, either by the apathy of folks who don’t believe their vote counts or by sheer laziness. The idea that college kids in my state are suing because “it’s hard to get an ID” is pure horseshi*. Claiming no driver’s license, passport or what ever is not gonna fly because every kid has a birth certificate, and a SS card with which to obtain a free gov’t issue ID!! NC has also issued an exemption for out of state Driver’s licenses in conjunction with college picture ID which can be used to cast votes in the state they go to school in. Or, you can do what any sensible person might– Get a damn absentee ballot. If the “suppressed” voters of rural, elderly, black, latino people can find their way to a job everyday, to the booze, the smokes, the hair and nail salons or the welfare office, then they can damn sure find a way to exercise their right to vote.

      • BrianR says:

        Well, Nee, first of all, yes. That’s exactly what I’m saying, and you gave a great example right there.

        I couldn’t agree with you more. It’s so funny; if the Dem/socialists think that having an ID proving your eligibility for exercising your rights is such a “burden”, how about no more ID being required to buy a gun?

        Propose that idea, and just stand back and watch them launch themselves into an absolute hissy fit, setting their hair on fire and running around in circles screaming like little girls.

  7. Sunken Ditch, Brian. What a BUMMER. Still, you have a good Cardiologist, and he’s apparently willing to work with you. That is a plus.
    The Blues and Anthem, I was never that satisfied with. I belong to an HMO, and have for over 40 years, which is a blessing in many ways, and not so much in others. ( A former c’ologist damn near killed me. Thank God I was blessed to have my current one “on call” when the SHTF for me.)
    What really gets my goat over this whole thing is that he said was he was going to do. But most never asked HOW he was going to do it. And those that didn’t ask, or didn’t care, were the LIV in ’08 and ’12.
    Right now, as a Nation, we’re screwed, blued and tattooed. A Dicktator for a leader, and a ball-less congress, and an activist judiciary.

    God Bless, and prayers are with you. (And if you have an ICD, I pray God it never kicks in on you. They’re a BITCH when they do~!)

  8. Terry says:

    That sucks, Brian.
    And once again, the people who worked hard, served their country, and did everything right, get the shaft in favor of those who have done nothing except be a leech.

    • BrianR says:

      Well, I guess that about sums it up, Terry. Actually, it really nails it.

      Government-mandated “charity” to the rescue, paid for by the rest of us poor schmucks.

  9. CW says:

    Welcome to the transformation, Brian! I know it’s probably upsetting to lose your PPO and your doctor but you can take comfort in knowing that your sacrifice has made it possible for someone who’s made all the wrong choices in life to get the healthcare he didn’t earn at your expense. Doesn’t that make you feel all warm inside? Just be sure to play it safe and stay far away from any Ebola outbreaks.

    Seriously, I’ve been surprised by how little I’ve heard about Obamacare as the midterms approached. I can only hope that’s because people haven’t yet seen their enrollment options for 2015, and not because Obama managed to postpone the pain once again. I can’t keep up with all of the lying and law-breaking, so it’s hard to know.

    One would think that with the leftist gov’t lying and stealing and the world imploding that a “thumping” at the polls would obviously be coming but apparently democrats these days have to actually be standing in soup lines and living in cardboard boxes before the writing on the wall is plain enough for them. I’ve been watching the polls and they are shockingly close, leading me to question the plausibility of the republican “wave” I keep hearing about. I certainly hope it happens but the stupidity out there should not be underestimated.

    • BrianR says:

      Yep, CW. I do, indeed, feel so warm and fuzzy about providing more free bennies for the mouth-breathing mooch class out there.

      I think the GOP is simply proving their credentials as the PSP (Perpetually Stupid Party) once again by failing to capitalize on this Obozocare mess right when it would be the most effective. I hate to say it, but… what’s new? If they DON’T take a Senate majority they’ll have once again shown their uncanny ability to snatch defeat from the jaws of victory.

  10. garnet92 says:

    Sorry to hear of your dilemma Brian, but as you say, you’re fortunate that you can afford the additional expenses that Obama is forcing on you. As usual, the people who will feel the pain worst are those middle income workers who were already just squeaking by. One of the things that often gets skipped over when talking about Obamacare premiums is the other associated costs – i.e., co-payments and deductibles. A lot of those newly covered by O-care and thinking that they’re saving money based on premium alone will be surprised when they find out that deductibles are much higher and they’ll have to pay a lot more until that deductible is met.

    And, I still am waiting for “the other shoe” to drop, that being another round of cancellations that should be arriving about now. I wonder how much public outcry there’ll be right before the mid-terms?

    Much luck to you, my friend – I hope you stay well and seldom need any of Obama’s medicine.

    • BrianR says:

      Garnet, first of all, thanks for the kind words.

      Yeah, I got hit LAST year with the rise in premiums, co-pays, out-of-pocket expenses, etc. THIS year was the cancellation. I guess NEXT year they’ll just send someone over to shoot me in the head.

  11. captbogus2 says:

    After my first motorcycle wreck accident, which left me laid up for 3 months, my folks demanded I buy a hospitalization policy. Notice it was back then called, “Hospitalization,” not “Healthcare”. That was in 1957 and cost me a whopping $5.00 a month.

    • BrianR says:

      Yeah. I remember, as a kid, when my sister or I got sick, Mom would call the doctor who would come out to our house!

      He’d do his thing, and she’d just write him a check. When we did go to his office, it was the back part of his home.

  12. Alexandra says:

    Last year, my employer changed to a high deductible plan to be in compliance with the ACA. After 14 years of a great PPO with no deductible, I suddenly was faced with a plan that at the low end had a $4,000 deductible and at the high end (if I chose to include my husband) $7,000. No prescription coverage, nothing, until the deductible is met. I have epilepsy, and this threw me for a loop. I couldn’t afford the out of pocket costs of doctors or medications (an MRI can run $800-$2,000). Because of the high deductible and costs, I opted out of the plan. I wound up trying less expensive seizure medications which put me in the hospital and made me more ill. Then in May, stopped doctors and medications altogether.
    My husband and I just don’t have the extra money! I am at a loss, and after trying to make ends meet yet again with a doctor and medications, I’m one month into no medication again. I hate to say I give up, but I do! No plans on the exchange were affordable (lowest premium $800 a month, highest $1,300) and NONE of them cover any nearby neurologists and NONE cover any good seizure medications (all they cover is a handful of old school meds!) I’ve been at my job 15 years, and because I earn a middle class income, I’m basically told there is nothing for me. Either pay a fortune for a waste of an insurance policy, or pay cash (which I can’t afford). My husband served in the Navy, and all we can do right now is try to find a reasonable plan for me to try and get (which is impossible) that will cover my needs, and he will go on VA.
    Meanwhile, people keep telling me how things are so much better. I’m really curious for whom is it better?

    • BrianR says:

      Alexandra, thanks for taking the time to comment, and sharing your story here.

      I am SO sorry to hear of your troubles, and pray things improve for you guys.

      Unfortunately, your story is becoming all too common, and clearly illustrates why this Godawful law has to go.

      As to your question: I can only say that the people for whom this is “better” are the people at the bottom of the rung who now get free healthcare, such as through Medicaid. Of course, they had that before…

  13. Grey Neely says:

    I am sorry this is happening to you Brian. My wife and I are lucky. As a retired public school teacher in Mississippi (of over 30 years service), she is allowed to keep her state health insurance for a nominal fee of about $150.00 per month and we pay about $690.00 per month for my coverage through her insurance plan. However, in 2 years I turn 65 (3 years for her). Neither my wife nor the state have a clue what will happen then.

    You would think that the Lemmings who always vote Democrat would take the “Fiasco of Obamacare” into account in the November elections. But as usual, they are blaming the GOP and Conservatives for the problems. I spoke to one person who lost his health insurance policy (and I guess his doctor since he is going to a new doctor who barely speaks english). He blames every one except Obama and the Democrats.

    I hope the a*s-whipping occurs in November; but I ain’t holding my breath. The polls are too close to assume that.

    • BrianR says:

      Agreed. It’s a close thing, though I have to say, sometimes I think the reality isn’t going to be as close as it seems right now.

      But I’ve been wrong a few times in the past. Overestimated the intelligence of John Q. Public, I guess.

  14. Nee says:

    I got another one…heh.
    Dear Dr. Snyderman, chief Medical Correspondent at NBC: The firing of CEO Brendon Eich for a personal political donation was an appalling adult temper tantrum by gay people to force others to bend to their will.It was wrong.

    OTOH: YOU should be fired for an unforgivable breach of protocol after being exposed to the Ebola Virus by a fellow crew member. Because you were a doctor, apparently the powers that be told figured you would voluntarily quarantine yourself for the requisite amount of time so as not to harm any others. Imagine how wrong they were when someone saw you out in public WITH another person. The Hippocratic Oath says “First do no harm.” How did you ever miss that?

    Ach! Let me take a stab at that. You, a possible liberal, figgered you are above reproach. Well, I’m a mere lay person with an infectious disease background thanks to the US Army. Did you even have a clue that after 30 years of being around, that the Ebola Virus can indeed begin “shedding” before the person sickened is showing symptoms? How about the Viral efficiency rate? Within West Africa for every one person sick, two more will become ill. And, the potential for airborne spread is getting closer with every single infection. The virus lives on inanimate things for several hours, maybe days depending on the temperature.
    “Sorry” doesn’t cut it. And you are not above reproach. You should have set an example but instead you behaved like a petulant child. Huh. That’s how I describe many liberals. YOU. SUCK.

    • BrianR says:

      There’s the Nee we know and miss!

      Yeah, I read about that “doctor”. The usual leftist moonbattery. Those people really DON’T think the usual rules apply to them, do they?

  15. Hardnox says:

    Nothing to add that hasn’t been said already. I offer my condolences.

    That sucks big time.

    I’m hoping your fate is widespread, especially among those that voted for Ds with the hope that they will return to the polls and vote for some adults.

    • BrianR says:

      Thanks, Nox.

      I heartily agree with your closing statement. It’s time for those who thought Obozocare was a good idea to be hoist on their own petard.

  16. AfterShock says:

    It’s happening everywhere Brian, it’s still just the beginning of the economic pain yet to be felt by tens of millions more legal Citizens and illegals alike. Five years ago my wife’s insurance which covered our children had a deductible of $1000.00 with a modest co-pay for prescriptions. ’twas a premier plan to be sure. Soon after Obamacare was enacted in the wee hours when not a creature was stirring, not even a mouse — notwithstanding the mouse’s excrement, Reid and Pelosi — that plan began to change.

    Currently my wife’s premium is 50% higher, there are co-pays on every visit to the doc and on prescriptions; the deductible has risen to $4000.00 annually. And the in-network array of clinics and Doctors that are acceptable to the coverage has narrowed by about 75%. Word is that, if the coverage isn’t withdrawn altogether, the premiums will rise another 15-25% next year and the annual deductible will be $6000.00. The economy has been hit so hard that recently my job was downsized out of existence.

    And today we vote, but for who? My State’s conservatives are establishment RINO’s and I’m sick of voting for ’em. Talk show host Mark Levin says by all means VOTE “knock yourself out” but in the next breath exclaims we shouldn’t expect the Republicans to do anything differently — should they win back the Senate — than the Dems have been doing because the RINO’s have already cut deals with the Dems and Obama to continue on the same trajectory. I am depressed.

    • BrianR says:

      Yep. I actually went through a lot of THOSE issues last year: increased premiums, co-pays, and max out-of-pocket expenses, etc.

      Well, I guess that wasn’t bad enough, because this year they simply cancelled my plan — and in fact ALL PPO plans in LA County — to complete the screw job.

      • AfterShock says:

        That’s apparently the trend Brian, sorry the termination axe hit your plan but glad you’re positioned to survive it.

      • BrianR says:

        And it looks like my wish was granted, too.

        The damned Dem/socialists paid the price last night.

  17. Nee says:

    Boom! Tha hammer has come down again, for us….So, we sell our CPA book of business…hubby gets a new job and benefits. Great! Dental, Vision, and health…Whoop—wait for it! Those delays are now going to be “implemented” albeit illegally and then….

    Watch the other hand. 2015 ends and so does my coverage….No more benefits because the firm can save money by paying the penalties instead. And we are back to square one. I get to pay the penalty of $3000.00 so some other non-working, non-producing, teat-sucking American can have what I worked for and cannot afford.

    Mind, as a self-employed person who earned the keep, I was not eligible for anything other than a 200% increase as soon as O Care passed. And thus I was without any coverage, because who can pay 18k a year for a catastrophic plan, since nothing is covered until you meet the $7500.00 deductible, and that doesn’t include the RX. Sigh. Nothing was covered on my old plan and the new plan is 80/20 but has also increased 30% for the new year. HFS, Batman!

    PS…as it is election day…Jean Shaheen better fry for her hand in the illegal targeting of Conservatives…and Kay Hagan better lose even if the village idiots don’t get that she has had plenty conflicts of interest when it comes to Obama and the fam. You only get a pass on conflict of interest if you are a democrat, right? Feinstein, Pelosi, Waxman, Rangel, Reid, Holder, Obama, Clinton….need I say more?

    • BrianR says:

      Yes. I’m hoping that when I wake up tomorrow morning, it’s Christmas come early.

      GOP — even as worthless as they usually are — in control of BOTH chambers of Congress.

      It would be worth it even if just to watch the spectacle of Hairball Reid and Obozo gnashing their teeth and rending their clothes in anger and frustration.

      • AfterShock says:

        Akaw! November 4, 2014, a perfect wave dude!!! Just hope the gremmies don’t fall victim to noodled old junk-dogs like Boehner and McConnel.

      • BrianR says:

        Yeah, that’s the big potential problem, right there. They need to grow some spines and gonads. Stat!

      • Nee says:

        Heh. The gnashing has begun. The pied Piper yet again acting the petulant child that he is…and Reid…meh. That mother-F%^&*er can go pound sand. We can hope for an agenda at least, now that the elections are fininshed–because I do have some faith that the GOP will try to do some work for the good of the people…otherwise, there will be trouble in 2016.

      • BrianR says:

        I agree 100%, Nee.

  18. Nee says:

    So you’ve all seen the words actually spoken by Jonathan Gruber, and the WH’s failure to address what was said. Sure, Gruber attempted to apologize for speaking “off the cuff”…but he’s a liar, and he is sorry for being caught….Great link from Ace…and links within the articles have more quotes from this POS. I just hope SCOTUS can use those words to strike that clusterf*ck of a bill and that someone (Gowdy) will have the balls to impeach someone….Pelosi, Obama, Reid….to name a few, hahaha.
    http://acecomments.mu.nu/?post=353087

    • BrianR says:

      Yep. “Speaking off the cuff” is code for “accidentally speaking the truth”.

      And where’s the “mainstream” media on all this? Where’s the video of some TV “reporter” sticking a microphone in Pelosi’s Botoxed face and asking her top respond?

      I won’t be holding my breath.

  19. Nee says:

    Mwahahaha….there are now three videos where he spoke “off” the cuff!! JIm Jordan is perhaps hoping we get Gruber to the hill for questioning. Works for me, because clearly, the absolute disregard for the people should be addressed and this RF of a bill repealed. It’s a frigging gift to the GOP! Waiting for the follow-through….

    • BrianR says:

      Yeah. Trey Gowdy ripped him a new one the other day, too, with Megan Kelly. It was great.

      This is a HUGE black eye for the Dem/socialists, and they know it. Even the “mainstream” media spokesholes can’t ignore it anymore. There are articles about it in today’s LA Times, NY Times, and WaPo. When even THOSE whores are reporting it, you KNOW it’s a “big frigging deal”, to quote Crazy Uncle Joe Biden.

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